The Deposit Insurance Corporation provides a safety net for depositors in banks, insuring up to MNT 20 million across current and savings accounts. This deposit insurance scheme applies to both individuals and legal entities, safeguarding their financial assets.

Internationally, the implementation of deposit insurance is guided by a fundamental principle that restricts the extent of coverage. This constraint is designed to foster financial discipline among banks, minimize moral hazard, and shield the national treasury.

Drawing on international precedents, Mongolia has capped the deposit insurance coverage at 20 million MNT. This strategic limitation, in line with global best practices, ensures protection for 99% of depositors in the country. This measure forms part of a comprehensive approach to ensure the stability of the financial system and foster trust among depositors.